Articles by Kelly Thomas:

Do You Need Craft Insurance? – Public Liability & Other Requirements For Crafters

Running a craft business comes with risks just like any other enterprise. Craft insurance can help protect you from financial and legal issues as a result of stock loss or accidents suffered by a customer, a staff member, or yourself. As a small business owner, it’s essential to identify and understand the risks associated with […]

Do Self Employed Cleaners Need Insurance? Guide on Cover & Policies

Demand for domestic and commercial cleaning services is on the increase in the UK. With many new businesses flourishing, it’s important to understand your legal obligations. Whilst self employed cleaners don’t need insurance as a legal requirement, it is important to consider if a policy would be a wise investment to protect your business. In […]

Self Assessment Late Filing Penalties – What Happens & How to Appeal to HMRC

When you’re running a small business, it is vital to stay on top of your tax obligations. But sometimes life gets in the way. If you’ve submitted your tax return to HMRC late, you will find yourself facing the headache of Self Assessment late filing penalties. If you’ve missed the filing deadline and want to […]

Feeling Guilty Calling in Sick – Why We Feel Bad & How to Overcome It

Self care is important in today’s fast paced world. Dealing with feeling guilty about calling in sick to work is a common experience for many. Sick days are a vital part of recovery from illness and help you to remain healthy and productive at work. Perhaps you worry about letting the team down, or about […]

Sole Trader vs Self Employed – What’s the Difference?

If you’re self employed or looking to start a business, you might be confused about some of the terms used to describe running your own enterprise. We explore what a sole trader is, explain self employed business structures, and discuss the responsibilities you have as an entrepreneur. Sole trader is the most commonly used business […]

How to Conduct Cleaning Risk Assessments

Conducting thorough cleaning risk assessments is vital to ensure the safety of employees and members of the public. An effective risk assessment involves taking a systematic approach to identify and evaluate potential cleaning hazards, then taking steps to remove or reduce the risk of accidents. Those responsible for running a cleaning business need to consider […]

Can An Employer Reduce Your Hours at Work? Contract Rights Guide

If your employer has announced they intend to reduce your hours at work, you will be understandably concerned and wondering if they can legally do so. The short answer is they can only reduce your hours if your employment contract allows it, and any changes to your contract must be negotiated and agreed between you […]

Feeling Overwhelmed at Work – Symptoms & How to Tackle Overwhelm

Our daily job can sometimes grind us down. Whether it is the commuting, the workload, the hours, or the environment itself, everyone can end up feeling overwhelmed at work. Stress isn’t uncommon in the workplace and some jobs are more stressful than others. However, it is important to recognise when this stress evolves into an […]